How much money do you spend?Whether that’s on a daily, weekly, or monthly basis – do you actually know how much you’re spending?If you find yourself scratching your head, it may be time for you to track your expenses.Why?Tracking your expenses is a crucial part of...
There is no right or wrong way of paying off credit card debt. There are a few strategies that may assist you in getting your account balance down to zero. Credit card debt can be overwhelming. Having said that, it's critical to focus on repayment. The good news is...
According to a 2017 report in Market Watch, half of American households are living paycheck to paycheck, and about 49% of Americans worry about their financial well being. Living on a single income only amplifies the stress and...
Creating a budget for your small business is much like creating a personal budget, and just as important. Your small business budget will feature fixed expenses, flexible (or variable) expenses, and extraneous (or other) expenses. It will allow you to track expenses,...
Credit building is a powerful financial strategy to help individuals and small businesses take control of their financial lives. A good credit history is crucial in today’s economy. The Money Mindset Movement Program separates the concept of credit from the burden of...
I have never been a person who budgets effectively. My budgeting skills consisted of, “who needs to be paid and how much did I make.” Whatever was left. . .we’ll just call that play money. And honestly, it got me nowhere fast, regardless to the amount I was bringing...
As a practicing financial coach, I never stop learning. I’ll be attending #FinCon18 this year where I’ll get the chance to speak, network, and attend events. FinCon is a yearly financial conference where financial bloggers, business journalists, and industry experts...
There are things in your life that are must-haves. For me, these consist of shoes, clothes, and new technology. What are yours? I’m sure you have a list just as material as mine, but prioritizing wants over needs disturbs the balance we expect our...
